Jemima E. Adeyemi
Managing Partner
Chartered accountant with 18 years across corporate banking credit and transaction advisory. Leads funding and modelling engagements.
About the Firm
A business consultancy and support services company
Jem & Associates provides strategic business, financial and operational advisory to organisations across Nigeria and other emerging markets.
Who We Are
Specialists across the full business support spectrum
We combine chartered accounting, corporate banking and organisational development experience to support clients from formation through expansion.
- Business advisory
- Financial consulting
- Recruitment outsourcing
- Payroll and tax services
- Financial modeling
- Loan brokerage
- Business planning
Our Mission
To equip businesses in emerging markets with the financial intelligence, documentation and operational support they need to access capital, run efficiently and grow sustainably.
Our Vision
To be the most trusted advisory partner for growing organisations in Nigeria and across emerging markets — recognised for analytical excellence and measurable results.
Core Values
The standards behind every engagement
Integrity
Independent advice, disclosed assumptions, and no conflicts of interest.
Rigour
Every recommendation is traceable to data, a source, or a tested assumption.
Confidentiality
Client information is protected by strict internal access controls.
Practicality
Solutions must be implementable within your real budget and capacity.
Partnership
We stay engaged beyond delivery, through funding rounds and compliance cycles.
Excellence
Documentation and models are built to institutional and lender standards.
Leadership
Consultants who have sat on both sides of the table
Emeka O. Duru
Partner, Financial Advisory
Former Big Four transaction services manager specialising in project finance, valuation and acquisition support models.
Fatima S. Bello
Head, Payroll & Tax Services
Tax practitioner overseeing PAYE administration, statutory remittances and compliance for multi-state employers.
Daniel K. Okonkwo
Head, Talent & RPO
Organisational development specialist leading recruitment outsourcing, staff surveys and workforce planning mandates.
Why Clients Trust Us
Advice that stands up to a credit committee
Our documentation is reviewed by lenders, investors and auditors every week. That scrutiny sets our internal standard.
Institutional-grade output
Models and plans formatted to the expectations of Nigerian banks, DFIs and private investors.
Senior-led delivery
Partners remain engaged throughout — you are never handed to an unsupervised junior team.
Measurable results
Facilities approved, costs reduced, filings on time, roles filled. We report on outcomes.
Let's discuss your next business decision
Book a confidential consultation with our advisory team. We'll review your objectives and outline a practical path to funding, efficiency or growth.